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Today's News Stories from Bankrate.com®:   Figuring investment cost basis   What will the Fed say today?   Refinance likely, thanks to equity cushion   Shield money in bankruptcy with 529 plan   Who pays the taxes on an UGMA? More news... This service is supplied by Bankrate.com and is protected by copyright and owned by Bankrate.com. Today's Rates: Mtg Loan     Rate   APR 30-yr Fixed 4.95% 5.11% 15-yr Fixed 4.32% 4.55% 1-yr Adj 4.22% 5.24% * national averages

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